Auto Insurance Discounts
When factoring in auto insurance discounts, remember a discount isn’t a discount unless it’s saving you money. The most common auto insurance discounts are listed below.
In order to find out which company offers you the most savings, simply complete a quick, free, no obligation, auto insurance quote.
Airbags (a.k.a. Passive Restraint Systems)
Factory-installed motorized seatbelts. You could receive a Passive Restraint Discount on your auto insurance.
Alumni
Ask if your college or university is eligible for a discount.
Anti-Lock Brakes (ABS) Discount
Anti-Theft/Alarm Systems Discount
College Graduate Discount
Daytime Running Lights Discount
Defensive Driver Discount
You could save on your auto insurance by taking an approved defensive-driving class.
Driver’s Education Discount
If a young driver in your family has completed a driver’s education course, you may earn a discount on most coverages.
Economy Car Discount
If you already own an economy car, your savings might just keep coming.
Electronic Funds Transfer (EFT) System Discount
Pay with automatic deductions from your checking account. Guaranteed on-time payments! No checks. No postage. Save on fees! Save Time & Money!
Good Driver Discount
If you haven’t had any tickets, accidents or claims within the last 3 years, you may qualify for a Good Driver discount that can save you 5-15% or more on your insurance.
Good Student Discount
If you’re 25 or younger, unmarried, and a full-time student who meets certain GPA requirements, you could save on your auto insurance with this valuable discount.
Homeowner Discount
Some insurance companies provide you a discount just for owning a home.
Hybrid Discount
Some of our green insurance companies offer a 5 to 15% discount on certain coverages if you own a Hybrid.
Military Discount
Pay in Full Discount
Most auto insurance companies provide discounts when you pay your auto insurance premium in full.
Married Discount
Are you married? If so, you may be eligible for a discount.
Multi-Driver Discount
You may be eligible for a discount just by having more than one person on your auto insurance policy.
Multi-Policy Discount
Having homeowners insurance (or another line of insurance) with the same insurance company may save you money.
Multi-Vehicle Discount
You may be eligible for a discount just by having more than one vehicle on your auto insurance policy.
New Car Discount
Some auto insurance companies offer New Car discounts that can help you save money.
Purchase Online/Electronic (Paperless) Documents Discount
Some auto insurance companies will give you a generous discount when you purchase online and agree to receive your auto insurance documents electronically. Not only will you save money, you’ll also help the environment by saving paper.
Renewal Discount: If you stay with the same auto insurance company, you may be eligible for renewal discounts of up to 30 percent.
Resident Student Discount
If you carry coverage for a student who’s under 21 and lives at a school that’s more than 100 miles away, you could save valuable cash on your premiums.
Seat Belt Use Discount
If you and your passengers wear seat belts, you may receive a discount of 15 percent on the medical payments or personal injury protection portion of your premium.
Senior Adult Discount
If you’re 65 or older this discount can reduce the cost of your auto insurance premium.
55 and Retired Discount
If you’re 55 or older, and not employed full-time, this discount can help keep your auto insurance costs down.
Teachers Discount
Some of our auto insurance companies offer discounts to our teachers.
To find out how much you could be saving, simply complete a quick, free, no obligation, auto insurance quote.
