Six Coverages Universal to all Home Insurance Policies

1. Coverages A - Damage to or destructon of your residence
2. Coverage B - Damage to or destruction of detached structures
3. Coverage C - Damage to, destruction of, or theft of personal property anywhere in the world
4. Coverage D - The added living costs you incur as a result of a loss coveraged by A, B, or C (lodging, meals and utilities)
5. Coverage E - Personal liability (non-automobile) for injuries and property damage at home and anywhere else worldwide
6. Coverage F - Medical payments to guests injured on your premises, regardless of any fault